Matt Escobar

July can be full of cookouts, road trips, and busy weekends. If your summer plans include more driving, boating, or time away from home, I can help you think through insurance options. A quick conversation can help you feel more organized for the season.

Hi, I'm Matt Escobar, your local State Farm Insurance Agent here in Chesterfield, VA. I’ve spent the past 9 years helping individuals and families make sense of their insurance and feel confident about protecting what matters most.

I got into this business after years of conversations with recruiters, but it was my own agent who encouraged me to take the leap so I could build a meaningful career and better support my family—and that perspective still drives how I show up for my customers every day. As one of the few financial services licensed agents in the area and a CHFC, I’m here to help with both everyday coverage and bigger-picture conversations, especially when it comes to Life Insurance and financial products.

My team and I live and work right here in Chesterfield, just past Woodlake and centrally located between Midlothian and Moseley, and we’re proud to serve customers throughout Midlothian, Chesterfield, Moseley, Amelia, and Powhatan.

Being part of this community matters to us—we’re actively involved with the Chesterfield Chamber of Commerce, where I lead a small networking group, and I serve on the board of the Swift Creek YMCA. We also volunteer regularly, support local events, and give back whenever we can. You might also catch us at local car shows or community gatherings, as we love connecting with people beyond the office.

We’re a diverse, friendly, LGBTQ+ supportive team that believes insurance should be personal and approachable. Whether it’s helping you with Auto Insurance for your daily commute, Home Insurance to protect your space, or coverage for your boat, RV, small business, or pets, we focus on making sure you understand your options and feel good about your decisions. We also love helping people relocating to the area get settled with the right coverage.

Outside of work, life is busy and full—I have two kids (one in college and one being homeschooled), along with two cats, a dog, and four horses that take up a lot of my time (and money!). When I’m not at the office, you’ll usually find me working out, playing basketball, coaching youth basketball at the YMCA, or out fishing with my son. That balance keeps me grounded and reminds me exactly why protecting what matters is so important.

Our office has a welcoming, down-to-earth feel—you may even be greeted by one of our dogs—and it’s not unusual for us to have something cooking to share with customers and neighbors who stop by. We truly enjoy building relationships and being a trusted resource in the community.

If you’re in Chesterfield or the surrounding areas and want to talk through your insurance needs, I’d love for you to stop by, call, or connect with us anytime.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Matt, your local State Farm agent in Chesterfield, VA, is here to help.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Matt is here to help your Chesterfield household feel covered.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Matt about your options in Chesterfield.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Matt is proud to serve the Chesterfield community.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Serving Chesterfield and the surrounding area, Matt can help answer your questions.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Have questions? Matt in Chesterfield can walk you through your options.